Multi-agent motor insurance core

AI that runs your motor book end to end.

OpnextorAI automates policy administration, underwriting, and claims with a coordinated network of AI agents — controlling leakage and giving your teams real-time decision intelligence.

Open Motor Agent Portal Try live underwriting

3.2s

Avg. underwriting decision

62%

Quotes auto-bound

18%

Leakage reduction

Coordinated AI agents

The core system

One platform spanning administration, underwriting, claims, and leakage control.

Policy Administration

Automated quote-to-bind, endorsements, and renewals with a straight-through processing core.

AI Underwriting & Decisions

Risk scoring, appetite checks, and pricing decisions returned in seconds by the underwriting agent.

Accelerated Claims

FNOL triage, severity grading, and fast-track routing that compresses cycle time.

Leakage Control

Fraud signals and financial leakage detection that protect combined ratio on every claim.

The agent network

Meet the AI agents

A coordinated network of specialised agents works the motor book together — each owning a decision, sharing context, and escalating to your teams only when it matters.

Risk & pricing

Underwriting Agent

Scores risk, checks appetite, and returns a bindable price with a full rationale in seconds.

Risk scoringAppetite checksInstant pricing

3.2s avg. decision

Severity & routing

Claims Triage Agent

Grades FNOL severity, sets reserves, and fast-track routes each claim to the right handler.

FNOL triageSeverity gradingSmart routing

Cycle time cut

Exposure control

Fraud & Leakage Agent

Surfaces fraud signals and financial leakage on every claim to protect the combined ratio.

Fraud signalsLeakage detectionSIU referral

18% leakage saved

Rating & optimisation

Pricing Agent

Blends rating factors and elasticity to recommend the optimal premium at the point of quote.

Rating factorsPrice elasticityMargin control

62% auto-bound

Intake & verification

Onboarding Agent

Reads uploaded documents to auto-populate customer and vehicle data, then runs verification.

Document OCRIdentity checksData validation

Auto form-fill

Portfolio insight

Decision Intelligence Agent

Continuously analyses the book to surface trends, exposures, and portfolio-level actions.

Portfolio trendsExposure alertsExecutive insight

Real-time view

Choose a portal

Separate workspaces for each participant in the motor insurance value chain.

Live

Motor Agent Portal

Underwrite, price, bind, and manage claims with the full multi-agent core. Live decision intelligence.

Enter portal

Live

Broker Portal

Submit and track risks, receive instant quotes, and manage the book across a broker network.

Enter portal

Live

Dashboards & Reporting

Executive, underwriting, claims, and fraud dashboards with real-time decision intelligence.

Enter portal

Live

Workshop Portal

Repairers manage estimates, approvals, and settlement with automated leakage checks.

Enter portal